Welcome to the Garcia, et al. v. Midland States Bank Settlement Website
If you have or had a checking account with Midland States Bank, Alpine Bank & Trust Co., and/or Centrue Bank and you were charged certain overdraft fees or NSF fees during the class periods, then you may be entitled to a payment from a class action settlement.
These rights and options—and the deadlines to exercise them—along with the material terms of the Settlement are explained in this Notice.
DO NOTHING AND RECEIVE A PAYMENT OR ACCOUNT CREDIT
If you have received notice, you will receive a payment from the Settlement Fund if you do not opt out.
OPT OUT FROM THE SETTLEMENT; RECEIVE NO PAYMENT OR ACCOUNT CREDIT, BUT RELEASE NO CLAIMS
You can choose to exclude yourself from the Settlement or “opt out.” This means you choose not to participate in the Settlement. You will keep your individual claims against Midland States Bank (and as successor in interest to Alpine Bank & Trust Co. and Centrue Bank) but you will not receive a payment or account credit. If you opt out from the Settlement, but want to recover against Midland States Bank (or Alpine Bank & Trust Co. and Centrue Bank), you will have to file a separate lawsuit or claim.
OBJECT TO THE SETTLEMENT
You can file an objection with the Court explaining why you believe the Court should reject the Settlement. If the Settlement is approved and your objection is overruled by the Court, then you may receive a payment or account credit, and you will not be able to sue Midland States Bank (or Alpine Bank & Trust Co. and Centrue Bank) for the claims asserted in this litigation. If the Court agrees with your objection, then the Settlement may not be approved and the case may go forward into further litigation.